Talk to a Licensed Florida Agent About Health Coverage That Fits
Licensed Florida agents helping individuals, families, and businesses compare ACA, group health, Medicare, and supplemental coverage with clear guidance, local support, and no added cost for our help.
Work directly with Chad Garrell — Licensed Florida advisor, former nurse, and Medicare specialist serving Floridians since 2006.
☎ Talk to a Licensed Florida AgentGet Help Finding the Right Plan
Takes about 60 seconds. A licensed agent will follow up with you quickly.
Free · No Obligation · No Spam
Got it — we'll call you shortly!
A licensed agent will reach out to you soon. Or call us now at (407) 209-3345.
Coverage for Individuals, Families & Businesses
Start with the type of coverage you need most. Our main focus is under-65 health insurance, group benefits, and Medicare guidance for Florida clients.
Individual & ACA / Marketplace Health Insurance
Our primary focus is helping Florida individuals and families under 65 find affordable health insurance. Federal subsidies may lower premiums to as little as $0/month, and we compare plans across carriers so you do not overpay.
- Premiums as low as $0/month with subsidies
- Florida Blue, Ambetter, Molina & more
- Coverage for pre-existing conditions
- Enrollment help at no cost to you
Group Health & ICHRA
Need benefits for your employees? We help Florida businesses build smarter group health and ICHRA strategies that balance cost, retention, and real employee value.
- Traditional group & ICHRA options
- Save 20–40% vs. traditional group plans
- All business sizes — even 1 employee
- Dental, vision, life & ancillary add-ons
Medicare Plans
Turning 65 or already on Medicare? We specialize in Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans — and we'll find the right fit for your doctors and budget.
- Medicare Advantage, Supplement & Part D
- Keep your current doctors
- $0 premium options available
- Annual review to ensure you're not overpaying
Life Insurance
Term and whole life options starting from $10/month. We compare all carriers to find the right coverage for your family's needs and budget — with no pressure and no hidden fees.
- Term life from $10/month
- No medical exam options available
- All major carriers compared
- Final expense & whole life options
Dental & Vision
Individual and family dental and vision plans starting from $19.99/month. Preventive care, orthodontics, eye exams, glasses, and contacts — with access to large Florida provider networks.
- Dental plans from $19.99/month
- Vision plans from $9.99/month
- Bundle dental + vision and save
- Large Florida in-network providers
Supplemental / Ancillary
Cash paid directly to you when the unexpected happens. Critical illness, accident, hospital indemnity, short-term disability, and gap insurance — filling the holes your primary plan leaves behind.
- Cash benefits paid directly to you
- Critical illness, accident & hospital plans
- No network restrictions
- Plans from $15/month
Real agents. Real answers. No call centers, no hold music.
☎ (407) 209-3345Mon–Fri 8:30am–5:30pm ET · Always Free
Individual & Group Health Insurance Experts
We are built first to help Florida individuals, families, and businesses find the right health coverage. Medicare is an important part of what we do, but our main focus is under-65 and employer solutions.
Under 65 Coverage
ACA Marketplace plans, private options, and affordable coverage guidance for individuals and families.
Group Benefits
Group health, ICHRA, and employer benefit strategies built for Florida businesses that want to control cost and stay competitive.
Medicare Help
A high-trust Medicare experience for people who want clarity, guidance, and long-term support.
What Floridians Are Saying
"I was overwhelmed trying to figure out ACA plans on my own. They got me a better price with Florida Blue and walked me through every step."
"Every other agent tried to sell me something. Here I got unbiased advice. The risk assessment was incredibly helpful. Highly recommend."
"Filled out one form and got solid quotes back fast. Zero cold calls afterward. Exactly what I needed — professional, knowledgeable, and pressure-free."
"Came highly recommended. A refreshing take on insurance — great options with zero pressure. You've earned a customer for life."
"Tina helped my whole family navigate Medicare during a really confusing time. She was patient, thorough, and saved us over $200/month."
"As a small business owner, finding affordable group benefits was a nightmare until I found them. Set up our ICHRA in days. Incredible service."
The Insurance Advisors Difference
Anyone can sell you insurance. We're here to make sure you have the right coverage at the right price — with someone in your corner for life.
Florida Blue Top 100
We're consistently ranked in the top 100 agents in Florida — a recognition earned by putting clients first, every single time.
We Compare Everything
As independent brokers, we're not tied to any one carrier. We shop every option and bring you the best — not what pays us the most.
Real People Answer
Call us and a licensed agent picks up. No menus, no voicemail, no "your call is important to us." Just real answers from real people.
Always Free to You
Our services cost you nothing — ever. We're paid by the carriers, not by you. That means our advice is always 100% in your interest.
Florida Specialists
We live here. We know Florida's hospitals, networks, and providers. That local knowledge makes a real difference when picking your plan.
We Stick Around
We don't disappear after enrollment. Annual reviews, plan changes, billing questions — we're your agent for the long haul, not just the sale.
Real People. Real Answers.
When you call, you speak with experienced licensed agents — not a call center. Meet Chad and Tina, the founders behind Insurance Advisors of Florida.
Ready to Compare Better Health Insurance Options?
It takes about 60 seconds to call. Get expert help with individual, group, Medicare, and supplemental coverage from licensed Florida agents who have been serving clients since 2006.
