Talk to a Real Florida Agent
Who Actually Picks Up.
When you call, you speak directly with a licensed agent in our Lake Mary office.
No cost. No pressure. Just real guidance from a licensed agent.
No call centers. No bots. No transfers.
Most people don’t realize they picked the wrong plan until it’s too late.
Why I Started Insurance Advisors of Florida
I co-founded Insurance Advisors of Florida in 2006 because too many Floridians were choosing a health plan without anyone truly in their corner. The wrong plan can cost a family thousands of dollars they never saw coming.
Before insurance, I spent ten years as a licensed nurse in Florida — which taught me how the healthcare system actually works from the inside, and why the right coverage matters most when you actually need it.
When you call us, a real agent compares your options, checks your doctors and prescriptions, and stays with you after enrollment. Every client gets a dedicated account manager in our Lake Mary office — a real person for billing, claims, and anything that comes up. No bots. No extra cost.
Most agencies enroll you and disappear. We don’t.
Most businesses overpay because no one explains their options clearly.
Florida’s Go-To Advisor for Small Group & Employee Benefits
Tina Kuga Garrell serves as President of Insurance Advisors of Florida and leads our small group health and employee benefits practice. With a Master’s in Human Resources and senior HR leadership experience at Universal Orlando, Tina helps Florida business owners design benefits that actually work — without overpaying or guessing.
Whether you’re a small business owner building a benefits package for the first time or an HR leader rethinking your strategy, Tina provides clear, honest guidance without the corporate runaround.
The People Who Answer When You Call
No call centers. No outsourcing. Just real licensed agents.
Everyone on our team is licensed and based right here in Florida — people who know what they’re talking about and stay with you after enrollment.
Charlene specializes in Medicare Advantage, Supplement, and Part D plans. She compares plans against your actual doctors and prescriptions — no rushed calls, no confusing jargon. She’s also your dedicated account manager after enrollment.
☎Get Medicare Help
Jasmin works with individuals and families to find the right ACA and individual health coverage. She focuses on clear guidance, plan comparisons, and making sure clients understand exactly what they’re enrolling in.
☎Review Your Plan Options
Rudy is a licensed Florida insurance agent dedicated to helping individuals and families find the right coverage. He brings a personal, no-pressure approach and is available in both English and Spanish.
🇪🇸 Se habla español
☎Habla con un Agente
Backed by 30+ Licensed Florida Agents — So You’re Never Stuck Waiting
While many clients work directly with Chad, Tina, Charlene, Jasmin, or Rudy, Insurance Advisors of Florida is backed by a network of 30+ licensed Florida agents.
About Insurance Advisors of Florida
No. You speak directly with a licensed Florida agent from our Lake Mary office — no call centers, no transfers, no hold queues.
Yes, completely free. You pay the same monthly premium whether you use an agent or enroll on your own. We do the comparison work and stay with you after enrollment — at no extra cost.
The opposite. Every client is assigned a dedicated account manager in our Lake Mary, FL office. Call them directly for billing questions, claims help, finding a new doctor, or planning a surgery — at no extra cost.
Our in-house team is based at 735 Primera Blvd, Suite 120, Lake Mary, FL 32746. We do not use offshore support or out-of-state call centers.
Individual & Family Health Insurance (Florida Blue / ACA), Medicare (Advantage, Supplement, Part D), Group Health & ICHRA, and supplemental coverage including Dental, Vision, Life, and Ancillary plans.
