Talk to a Real Florida Agent
Who Actually Picks Up.
When you call, you speak directly with a licensed agent in our Lake Mary office.
No additional fee for agent assistance. No pressure. Just real guidance from a licensed agent.
Florida-based team. No bots. No outsourced call centers.
Most people don’t realize they picked the wrong plan until it’s too late.
Why Chad Garrell Started Insurance Advisors of Florida
Chad Garrell co-founded Insurance Advisors of Florida in 2006 because too many Floridians were choosing a health plan without anyone truly in their corner. The wrong plan can cost a family thousands of dollars they never saw coming.
Before insurance, Chad spent ten years as a licensed nurse in Florida — which taught him how the healthcare system actually works from the inside, and why the right coverage matters most when you actually need it.
When you call us, a real agent compares your options, checks your doctors and prescriptions, and stays with you after enrollment. Clients receive ongoing assistance from our account-management team in our Lake Mary office — real people for billing, claims, and anything that comes up. No bots. No additional fee for agent assistance.
Most agencies enroll you and disappear. We don’t.
Most businesses overpay because no one explains their options clearly.
Florida’s Go-To Advisor for Small Group & Employee Benefits
Tina Kuga Garrell serves as President of Insurance Advisors of Florida and leads our small group health and employee benefits practice. With a Master’s in Human Resources and senior HR leadership experience at Universal Orlando, Tina helps Florida business owners design benefits that actually work — without overpaying or guessing.
Whether you’re a small business owner building a benefits package for the first time or an HR leader rethinking your strategy, Tina provides clear, honest guidance without the corporate runaround.
The People Who Answer When You Call
Calls are handled by our Florida-based team rather than an outsourced call center — just real licensed agents.
Everyone on our team is licensed and based right here in Florida — people who know what they’re talking about and stay with you after enrollment.
Charlene specializes in Medicare Advantage, Supplement, and Part D plans. She compares plans against your actual doctors and prescriptions — no rushed calls, no confusing jargon. She also provides ongoing account-management support after enrollment.
☎Get Medicare Help
Jasmin works with individuals and families to find the right ACA and individual health coverage. She focuses on clear guidance, plan comparisons, and making sure clients understand exactly what they’re enrolling in.
☎Review Your Plan Options
Rudy is a licensed Florida insurance agent dedicated to helping individuals and families find the right coverage. He brings a personal, no-pressure approach and is available in both English and Spanish.
🇪🇸 Se habla español
☎Habla con un AgenteNeed help choosing who to call?
Call our office and we’ll get you to the right licensed Florida agent.
☎Call Now — (407) 209-3345
Backed by 30+ Licensed Florida Agents — Support Beyond Our In-House Team
While many clients work directly with Chad, Tina, Charlene, Jasmin, or Rudy, Insurance Advisors of Florida is backed by a network of 30+ licensed Florida agents.
About Insurance Advisors of Florida
We aim to connect you directly with a licensed Florida agent from our Lake Mary office, rather than an outsourced call center.
Insurance Advisors of Florida does not charge an additional fee for its agent assistance. We do the comparison work and stay with you after enrollment — with ongoing support from our Lake Mary account-management team.
The opposite. Clients receive ongoing assistance from our account-management team in our Lake Mary, FL office. Call us directly for billing questions, claims help, finding a new doctor, or planning a surgery — with no additional fee for agent assistance.
Our in-house team is based at 735 Primera Blvd, Suite 120, Lake Mary, FL 32746. Support is handled by our Florida-based team rather than an outsourced call center.
Individual & Family Health Insurance (Florida Blue / ACA), Medicare (Advantage, Supplement, Part D), Group Health & ICHRA, and supplemental coverage including Dental, Vision, Life, and Ancillary plans.
