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Group Health & ICHRA Solutions

Employee Benefits That Work for Your Business

Group health insurance and ICHRA solutions for Florida businesses of all sizes. We compare every carrier and option — so you get the best coverage at the best price.

Why Businesses Choose Us

Independent brokers — we compare all carriers, not just one

ICHRA specialists — save 20–40% vs traditional group plans

No fees to you — our guidance is always free

Ongoing support — we handle renewals, changes & questions

Licensed in 40 states — serving businesses across Florida & beyond

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All Business Sizes
1 to 500+ employees
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Save 20–40%
vs traditional group plans
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ICHRA Certified
Specialists since 2020
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Independent Brokers
All major carriers

What Is ICHRA — And Why Are Smart Businesses Switching?

An Individual Coverage HRA (ICHRA) is a modern alternative to traditional group health insurance. Instead of locking employees into one group plan, you give each employee a tax-free monthly allowance they use to purchase their own individual health coverage.

The result? Lower costs for your business. More choice for your employees. Zero administrative headaches.

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Predictable Monthly CostsYou set the budget. No surprise premium increases mid-year.
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Employees Choose Their Own PlanThey pick coverage that fits their family — from any carrier.
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100% Tax DeductibleReimbursements are tax-free for employees and deductible for you.
No Minimum ParticipationWorks even if only some employees want coverage.
40%
Average savings vs traditional group health insurance
$0
Cost to set up — we handle everything for free
2020
Year ICHRA became available to all employers
Any
Business size qualifies — 1 employee or 1,000+

Group Health Solutions We Offer

Whether you want a traditional group plan or a modern ICHRA setup, we'll find the right fit for your team and your budget.

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Traditional Group Health

Classic employer-sponsored health insurance for companies with 2+ employees.

  • Medical, dental, vision bundled
  • Employer pays portion of premium
  • All major Florida carriers
  • Works with HSA & FSA accounts
  • Full HR enrollment support
Get a Group Quote
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QSEHRA

A simpler HRA option specifically designed for small businesses under 50 employees.

  • For businesses under 50 employees
  • Set contribution limits apply
  • Simple & low-maintenance
  • Tax-free for employees
  • No group plan required
Learn About QSEHRA

How We Set Up Your Benefits

From first call to first enrollment, we handle everything. Here's what to expect.

1

Free Consultation

We learn about your business, headcount, budget, and goals — no obligation, no pressure.

2

Compare & Recommend

We run quotes across all carriers and present the options that make the most sense for you.

3

Enroll Your Team

We guide every employee through enrollment — answering questions and handling paperwork.

4

Ongoing Support

We're your benefits partner year-round — renewals, changes, claims questions, all of it.

Built for Florida Businesses of Every Size

Whether you're a solo contractor or a growing company, we have a benefits solution that fits.

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Self-Employed & Solo

Even if you're a business of one, you can use ICHRA to reimburse yourself for individual health coverage — tax-free.

ICHRA / Individual
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Small Business (2–49)

Traditional group plans or QSEHRA/ICHRA. We'll show you which option saves more and works better for your team.

Group / ICHRA / QSEHRA
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Mid-Size & Growing (50+)

ACA-compliant group health with ALE reporting guidance. We make sure you meet your employer mandate requirements.

Group / ICHRA / ALE
Get Started Today — It's Free

Better Benefits.Lower Cost.Happy Employees.

No fees, no pressure, no call centers. Just expert guidance from licensed agents who've been helping Florida businesses since 2006.

Talk to a Benefits Expert

Call us or request a quote online. We'll get back to you fast — with real answers.

(407) 209-3345
Call Now — It's Free 📋 Request a Quote

Always Free · No Obligation

(407) 209-3345