Affordable Health Insurance For Every Florida Family
Navigating the ACA Marketplace alone is overwhelming. Our licensed agents find you the best plan — and maximize your subsidies — at no cost to you. Ever.
☎ Speak With a Licensed Agent — (407) 209-3345🔒 No obligation. No spam. Licensed Florida agents only.
What Is the ACA Marketplace?
The Affordable Care Act created a government marketplace where Florida families shop for health insurance — and qualify for significant savings based on household income.
Plans for Every Household
Whether you're a family of one or five, the Marketplace has plans from Florida Blue, Ambetter, Molina, and more — scaled to your exact needs and budget.
Tax Credits & Subsidies
Most of our clients pay far less than they expect. Federal subsidies can reduce your monthly premium dramatically — sometimes to $0.
No Pre-existing Condition Denials
ACA plans cannot deny coverage or charge more based on your health history. Everyone qualifies for the same plans at the same rates.
Open & Special Enrollment
Enroll during Open Enrollment each fall, or qualify for a Special Enrollment Period after life events like job loss, marriage, or moving.
Who Qualifies for ACA Coverage?
If you don't have coverage through an employer or government program, you likely qualify. Here's who we help every day:
- Self-employed & freelancersRunning your own business or working as an independent contractor.
- Recently unemployedLost your job or employer coverage? A Special Enrollment Period may apply.
- Part-time workersYour employer doesn't offer benefits — you deserve quality coverage anyway.
- Families between jobs or in transitionLife changes fast. We'll get you covered quickly and affordably.
- Early retirees (under 65)Not yet eligible for Medicare? ACA plans bridge that gap perfectly.
Real Agents. Real Answers.
No call centers, no hold music. When you call us, a licensed Florida agent picks up — someone who knows your county's plans, your subsidy eligibility, and how to get you covered fast.
Mon–Fri 8:30am–5:30pm ET · Always Free · Licensed Florida Agents
We Do the Hard Work So You Don't Have To
We're Florida Blue's Top 100 agency for ACA plans — but we work for you, not the carrier. Here's what that means in practice.
We Answer the Phone
No voicemail, no call centers. When you call (407) 209-3345, you reach a real licensed agent who knows your file and your situation.
We Explain Everything Clearly
Premiums, deductibles, networks, subsidies — we translate every piece of insurance jargon into plain English before you decide anything.
Our Help Is Always Free
We're paid by the carriers, not by you. Same plan, same price as going direct — except with us, you get expert guidance included.
We Know Florida ACA Inside Out
Florida Blue is the dominant ACA carrier in Florida. As a Top 100 agency, we know every plan, every network, every subsidy rule in your county.
We Work for You, Not Insurers
We compare every available option and recommend the plan that fits your doctors, budget, and lifestyle — not the one with the highest commission.
Licensed & Local Since 2006
Based in Lake Mary, serving all 67 Florida counties and licensed in 40+ states. We know your local market, local hospitals, and local needs.
Open Enrollment Runs November 1 – January 15 Each Year
Outside of Open Enrollment? You may still qualify for a Special Enrollment Period due to a life event — job loss, marriage, new baby, or moving. Call us to find out — it takes 2 minutes.
