Florida Dental & Vision Insurance
Without Overpaying
Most people either overpay or pick the wrong plan — we show you what actually makes sense in one quick call.
We’ll help you compare plans, answer your questions, and recommend coverage that fits your needs.
✓ No additional fee for agent assistance · ✓ No spam · ✓ Local agents
By submitting this form, you agree to be contacted by a licensed insurance agent by phone, text, or email.
Dental Coverage That Actually Covers What You Need
We’ll match the plan to what you actually need — whether that’s cleanings only or major work coming up.
From routine cleanings to crowns and root canals, dental plans vary widely in what they cover and when. We help you compare plans based on your upcoming needs, budget, and applicable waiting periods. After you enroll, our account management team in Lake Mary is here if you have questions — no 800 numbers, no bots.
Need work done soon? Call us to compare plans with short or no waiting periods →
See Clearly — Without Overpaying for Vision Coverage
Most vision plans look the same — but pricing and allowances vary more than people realize.
Vision plans typically cover annual eye exams plus an allowance for glasses or contacts. Some plans also cover LASIK discounts. We compare individual and family vision options to find the right fit for your budget and your eye doctor.
Also comparing health insurance? See your options →
Why People Call Us Instead of Buying Online
Online dental and vision plan comparisons show you premiums — but not what’s actually covered, which dentists are in-network, or whether your existing providers are included.
We help you check current carrier directories for your specific dentist and preferred eye doctor and review your situation before recommending anything. Because networks can change, confirm participation directly with both the provider and the carrier before you enroll.
So you can see which plans list your providers before you enroll — then confirm participation directly with the provider and carrier, since networks can change.
Many dental plans include annual maximum benefit limits, although amounts vary by carrier and plan — details online comparisons rarely surface clearly.
There is no additional fee for our agent assistance.
Ready? Call (407) 209-3345 — Mon–Fri 8:30am–5:30pm ET
What We Compare Before You Enroll
Most people skip these steps when buying direct — and end up in the wrong plan.
Check Your Providers Before You Enroll
We help review each plan’s current provider directory for your dentist and eye doctor before you enroll. Networks can change, so confirm participation directly with the provider and carrier.
Waiting Periods & Effective Dates
We help compare available waiting periods and effective dates, especially if you have upcoming dental work.
Annual Maximums & Reimbursements
We compare annual benefit limits, where they apply, and reimbursement rates so you know what you’re getting.
Bundle Savings Opportunities
Many carriers offer lower combined rates when you bundle dental and vision — we show you the numbers.
Common Dental & Vision Plan Mistakes
These are the four mistakes we see most often — and they’re all preventable with one call.
Picking by Premium Alone
Many dental plans include annual maximum benefit limits, and amounts vary by carrier and plan. The lowest-premium plans often pair with the lowest annual maximums, which may cover little beyond preventive care.
Ignoring Waiting Periods
Many plans may not cover major work for approximately 6–12 months, though this varies by carrier and plan. If you have a crown coming up, this matters a lot.
Not Checking Your Provider Network
Enrolling without checking whether your dentist participates can mean paying out-of-pocket or switching doctors. Confirm participation directly with the provider and carrier.
Buying Dental & Vision Separately
Many carriers offer bundled plans, and the combined cost can be lower than buying each separately. It is worth comparing both ways before you enroll.
Questions We Answer Every Day
Yes. Dental and vision plans are typically sold as standalone coverage, completely separate from your health insurance. You can add them at any time — no need to wait for open enrollment in most cases.
Many dental plans may have waiting periods of approximately 6–12 months for certain major services, although waiting periods and covered services vary by carrier and plan. If you have upcoming dental work planned, we can help you compare how each plan handles waiting periods.
Yes. Many carriers offer bundled dental and vision plans, and the combined cost can be lower than buying separately — though this varies by carrier and plan. We compare both options so you can see the real numbers.
Costs vary by carrier, plan design, waiting periods, and your county; premiums are determined by the applicable carrier and plan. Vision plans are generally priced lower than dental. We compare the options available to you so you can see the real numbers side by side.
It depends on your expected use. Dental plans can be worthwhile if you use routine cleanings and may help offset the cost of major work, subject to plan limits and waiting periods. Vision plans are generally useful if you wear glasses or contacts regularly. Review each plan’s benefit schedule and annual maximum before enrolling.
Don’t Enroll in the Wrong Plan
⚠ Picking the wrong plan can lock you into waiting periods and out-of-network costs.
No pressure, no obligation. We help you compare the options available to you — and our in-house team in Lake Mary is here for any questions after you enroll.
Mon–Fri 8:30am–5:30pm ET • Licensed Florida agents available during business hours • Florida-based support team
All Coverage Options