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Supplemental & Ancillary Insurance

When the Unexpected Happens, You Get Paid.

Critical illness, accident, and hospital indemnity plans that pay cash directly to you — regardless of what your health insurance covers. Your financial safety net for life's surprises.

How Supplemental Plans Work

Cash paid directly to you — use it for anything: bills, rent, groceries

Works alongside your health plan — fills gaps your primary coverage misses

Low monthly premiums — plans starting from $15/month

No network restrictions — see any doctor, anywhere

Fast claims payment — cash in hand when you need it most

💵
Cash Paid to You
Use it for anything
🏥
Fills Coverage Gaps
Works with any plan
From $15/Month
Affordable protection
🌐
No Network Limits
Any doctor, anywhere

Supplemental Plans We Offer

Each plan pays a cash benefit directly to you — no receipts required, no network restrictions, no hassle.

❤️

Critical Illness

Lump-sum cash payout if you're diagnosed with a covered serious illness.

$10,000–$50,000
Lump-sum benefit
  • Heart attack & stroke
  • Cancer diagnosis
  • Kidney failure
  • Major organ transplant
  • Use cash for anything
Get a Quote
🩹

Accident Insurance

Cash benefits for injuries from covered accidents — ER visits, fractures, and more.

From $15/mo
Starting premium
  • ER & urgent care visits
  • Fractures & dislocations
  • Burns & lacerations
  • Physical therapy
  • Accidental death benefit
Get a Quote
🏥

Hospital Indemnity

Daily cash benefit for every day you're hospitalized — no matter the reason.

$100–$500/day
Daily hospital benefit
  • Per-day hospital benefit
  • ICU benefit available
  • Surgery benefit
  • Maternity coverage
  • Paid directly to you
Get a Quote
📋

Short-Term Disability

Replace lost income if illness or injury keeps you from working.

Up to 60%
Of your income replaced
  • Weekly benefit payments
  • Illness & injury covered
  • Benefits up to 26 weeks
  • Quick claims processing
  • Portable — keeps if you change jobs
Get a Quote
🧠

Cancer Insurance

Dedicated cash benefits specifically for cancer diagnosis and treatment.

$5K–$30K
Initial diagnosis benefit
  • Diagnosis lump sum
  • Chemotherapy & radiation
  • Bone marrow transplant
  • Transportation & lodging
  • Experimental treatment
Get a Quote
🛡️

Gap Insurance

Covers your deductible and out-of-pocket costs that your primary plan doesn't pay.

Up to $5,000
Deductible covered
  • Covers your deductible
  • Co-pay reimbursement
  • Works with any health plan
  • In & out-of-network
  • No coordination of benefits
Get a Quote

Get Covered in 4 Easy Steps

Supplemental coverage is one of the simplest products to enroll in. Here's how we make it even easier.

1

Free Consultation

Tell us about your current coverage and what gaps you want to fill. No obligation.

2

We Compare Plans

We run quotes from all major carriers and present the best options for your situation.

3

Quick Enrollment

Most supplemental plans can be enrolled online in minutes with no medical exam required.

4

Coverage Begins

Your plan goes active fast — and if you ever need to file a claim, we're here to help.

Get Started Today — It's Free

Close the Gaps.Protect Your Income.

No pressure, no fees, no call centers. Just expert guidance from licensed agents who've been protecting Florida families since 2006.

Talk to an Expert Today

Call us or request a quote. Real answers, real fast.

(407) 209-3345
Call Now — It's Free 📋 Request a Quote

Always Free · No Obligation

(407) 209-3345