Group health insurance and ICHRA solutions for Florida businesses of all sizes. We compare every carrier and option — so you get the best coverage at the best price.
Independent brokers — we compare all carriers, not just one
ICHRA specialists — save 20–40% vs traditional group plans
No fees to you — our guidance is always free
Ongoing support — we handle renewals, changes & questions
Licensed in 40 states — serving businesses across Florida & beyond
An Individual Coverage HRA (ICHRA) is a modern alternative to traditional group health insurance. Instead of locking employees into one group plan, you give each employee a tax-free monthly allowance they use to purchase their own individual health coverage.
The result? Lower costs for your business. More choice for your employees. Zero administrative headaches.
Whether you want a traditional group plan or a modern ICHRA setup, we'll find the right fit for your team and your budget.
Classic employer-sponsored health insurance for companies with 2+ employees.
Give employees a tax-free monthly allowance to buy their own individual coverage.
A simpler HRA option specifically designed for small businesses under 50 employees.
From first call to first enrollment, we handle everything. Here's what to expect.
We learn about your business, headcount, budget, and goals — no obligation, no pressure.
We run quotes across all carriers and present the options that make the most sense for you.
We guide every employee through enrollment — answering questions and handling paperwork.
We're your benefits partner year-round — renewals, changes, claims questions, all of it.
Whether you're a solo contractor or a growing company, we have a benefits solution that fits.
Even if you're a business of one, you can use ICHRA to reimburse yourself for individual health coverage — tax-free.
ICHRA / IndividualTraditional group plans or QSEHRA/ICHRA. We'll show you which option saves more and works better for your team.
Group / ICHRA / QSEHRAACA-compliant group health with ALE reporting guidance. We make sure you meet your employer mandate requirements.
Group / ICHRA / ALENo fees, no pressure, no call centers. Just expert guidance from licensed agents who've been helping Florida businesses since 2006.
Call us or request a quote online. We'll get back to you fast — with real answers.
Always Free · No Obligation

