Privacy Policy

Insurance Advisors of Florida, LLC ("we," "us," or "our"), located at 735 Primera Blvd, Suite 120, Lake Mary, FL 32746, is committed to protecting the privacy of individuals who visit our website and use our services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit insadvisors.com or contact us about insurance products and services.

By using our website or submitting a quote request, you agree to the practices described in this policy. If you do not agree, please do not use our website or services.

1. Information We Collect

Information you provide directly:

• Name, email address, phone number, and ZIP code submitted via contact or quote request forms
• Age, household size, and insurance plan interest you select in forms
• Any additional information you choose to include in message fields
• Email address submitted for blog newsletter subscription

Information collected automatically:

• IP address, browser type, and operating system
• Pages visited, time spent on pages, and referring URLs
• Cookie data and similar tracking technologies (see Section 4)

We do not collect Social Security numbers, financial account numbers, or payment card information through this website.

2. How We Use Your Information

We use the information we collect to:

• Respond to your quote requests and contact form submissions
• Connect you with a licensed insurance agent to discuss your coverage options
• Send you the email newsletter you subscribed to (insurance education content)
• Improve our website, content, and user experience
• Comply with applicable insurance regulations and legal obligations
• Maintain records as required by Florida insurance law

We will never sell your personal information to third parties for their own marketing purposes.

3. Information Sharing

We may share your information in the following limited circumstances:

• Insurance carriers: When you request a quote or enroll in a plan, we share necessary information with the insurance carrier(s) you are interested in, as required to provide the service you requested.
• Service providers: We use trusted third-party tools to operate our website (email delivery, CRM, analytics). These providers are contractually bound to use your data only to perform services for us.
• Legal requirements: We may disclose information if required by law, court order, or government regulation — including Florida Department of Insurance requirements.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell, rent, or trade your personal information to unaffiliated third parties for marketing purposes.

4. Cookies & Tracking

Our website uses cookies and similar technologies to improve your browsing experience and analyze site traffic. These include:

• Essential cookies: Required for the website to function properly
• Analytics cookies: Help us understand how visitors use our site (e.g., Google Analytics)
• Marketing cookies: May be used to show relevant ads on other platforms

You can control cookie preferences through your browser settings. Disabling certain cookies may affect website functionality. We respect Do Not Track browser signals where technically feasible.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our website uses SSL encryption for data transmitted through forms.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately.

6. Your Rights & Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request that we correct inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal retention requirements
• Opt-out of email: Unsubscribe from our newsletter at any time using the link in any email, or by contacting us directly
• Do Not Call: Request to be placed on our internal Do Not Call list

To exercise any of these rights, contact us at info@insadvisors.com or call (407) 209-3345. We will respond within 30 days.

7. Insurance Regulatory Compliance

As a licensed Florida insurance agency, we are subject to the Florida Insurance Code and regulations of the Florida Department of Financial Services. We comply with all applicable state and federal laws governing the collection and use of information in connection with insurance transactions, including:

• Florida Statutes Chapter 626 (Insurance Agents and Adjusters)
• The Gramm-Leach-Bliley Act (GLBA) financial privacy requirements
• CMS marketing guidelines for Medicare products
• ACA marketplace regulations governing consumer data

When you submit a quote request, you are providing consent for a licensed insurance agent to contact you by phone, email, or text regarding insurance products. Standard message and data rates may apply to text communications.

8. Children's Privacy

Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately and we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of our website after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: